❌ Mistake #2: “Buying a New Launch Will Make Me Profit Automatically”

What Most Buyers Think:
“Buy new launch early = confirm make money. Prices will rise after TOP.”

Why It Feels Smart:
This belief was built during the en-bloc boom and mass property appreciation cycles. Developers priced launches reasonably, and prices appreciated 10–20% by completion.

What Actually Happens in 2025:
Launch prices today are already priced for perfection.

• OCR new launches are at $2,200+ PSF

• Some resale condos in the same area are going at $1,600–$1,800 PSF

You’re not buying low anymore — you’re buying at the top end.

Unless you’re buying for long-term own stay, you could be locking in at a price where rental yields are low (~2.5–2.8%)and capital appreciation is limited for the next few years.

Example:
A 2-bedder in a new launch at $1.65M might rent for $4,000/month.
That’s only 2.9% yield — and that’s before interest, maintenance, and ABSD (if applicable).

What to Do Instead:

• Compare new launch price vs nearby resale (adjusted for lease)

• Don’t chase “future MRT” promises — check actual development timelines

• Run your numbers with realistic assumptions, not brochure dreams

❌ Mistake #3: “I’ll Wait for the Perfect Home — Even If It Takes a While”

What Most Buyers Think:
“I don’t mind waiting… I only want a high floor, corner unit, no west sun, 5 minutes to MRT, facing greenery.”

Why It Feels Smart:
After all, you're spending 7 figures — why not hold out for perfection, right?

What Actually Happens in 2025:
The market has changed. Good-value units don’t sit on the market long anymore. While you wait:

• Prices continue creeping up

• Interest on your CPF grows, meaning more will be deducted when you eventually sell

• You may miss the ABSD remission window if you're selling and buying concurrently

• Or worse, your perfect unit appears… but someone else snaps it up first

Buyers with rigid expectations often end up burnt out, disappointed — or worse, priced out.

What to Do Instead:

• Create a “must-have” vs “nice-to-have” list

• Decide what you can live with for now, and what you can renovate later

• Focus on location, layout, and exit potential — not superficial things that can change

❌ Mistake #1: “Buying a Larger Unit Will Future-Proof My Needs”

What Most Buyers Think:
“Let me just get a 3- or 4-bedder now even if I don’t need it yet — I’ll grow into it. Better than upgrading later.”

Why It Feels Smart:
Buying once and holding long-term sounds logical, especially with rising prices. Who wants to deal with another round of stamp duties, moving costs, or market timing 5 years down the road?

What Actually Happens in 2025:
Overspending on size can hurt your monthly cash flow more than you realise — especially at today’s interest rates (~3–4%) and property prices.

• You might end up sacrificing location for size

• You’ll pay more interest and higher maintenance fees

• Rental yield (if you ever rent it out) tends to be worse on larger units

Example:

• 3-bedder new launch in Lentor: ~$2.2M, monthly mortgage ~$8,000

• 2-bedder resale in city fringe: ~$1.3M, monthly mortgage ~$4,700

The smaller unit may serve you well for the next 5–7 years — and leaves room for investment or upgrading later without stretching finances.

What to Do Instead:

• Buy for your current lifestyle, not a hypothetical future

• Preserve cash and loan eligibility for future flexibility

• Remember: property is a vehicle, not a forever prison

🏠 Why These 3 ‘Safe’ Buying Strategies Might Fail You in 2025

Think You’re Buying Smart? 3 Popular Property Buying Moves That Could Backfire in 2025

Buying your first or next home is a big deal — and in Singapore, it’s often your biggest financial commitment. But in 2025, when the market’s shifting, interest rates are high, and prices are still climbing in some segments… what used to be "smart" might not work anymore.

Here are 3 things many buyers think they're doing right — but could actually be making costly mistakes.

🧠 Final Thoughts: Smart Property Buying in 2025 Means Playing the Long Game Right

Gone are the days when you could just “buy anything and wait.”
In 2025, the market rewards discernment, flexibility, and financial clarity — not size, hype, or emotional buys.

It’s not just about owning a home. It’s about making sure that home doesn’t trap your cash, limit your future moves, or leave you scrambling when the unexpected happens.

💡 Ask yourself:

• Can I hold this property comfortably through all market cycles?

• Do I have a clear exit plan if I need to sell in 5–7 years?

• Am I sacrificing today’s flexibility for a future that may never happen?

If you're second-guessing your decision or feeling overwhelmed by all the “right” things everyone says you should do — you're not alone. In fact, you might be in the perfect spot to make a better move than most.

👋 Let’s Talk Strategy — Not Just Selling

Whether you’re buying your first home, upgrading from an HDB, or eyeing a long-term investment, make sure your plan matches today’s market.

📞 Reach out for a personalised, no-fluff review of your goals, budget, and options.
✅ Real numbers, real advice — no hard selling.

Let’s make your next move your smartest one yet.

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